Investing and saving

Goals-based investing

Would you like to buy a house, pay for your child’s education, or save for retirement?

Constellation can set you up on a clear path to achieve your financial goals and allow you to see in real-time how close you are to reaching them.

Who is this for?

Anyone who likes to invest with discipline to not only see their money grow over time, but see how those results are bringing them closer to real-life financial goals, can benefit from goals-based investing.

Think of it as putting your money in separate jars that are for different goals. You could have a retirement jar as a long-term goal. Then you could have a travel jar as a short-term goal.  The nice part is that you don’t have do this alone. You can work with an expert advisor, taking this fundamental concept and applying it in a more sophisticated and disciplined way. 

How will this help me?

Goals-based investing helps you to align your risk as it relates to each goal.  For example, when saving for a short-term goal, such as travel in a few months, your level of risk may be higher than saving for a home in 10 years.

Unlike traditional investing where positive results often means simply beating a market benchmark, goals-based investing helps tie your success to real-life events that are important to you. This helps you remain focused and stay disciplined during market fluctuations so you may reach your financial goals.

What else do I need to know?

Play an active role

You’ll help create a personalized investment strategy with an advisor to ensure that you have a clear picture of your portfolio and are confident that you are working towards your goals.

Track your progress

You can view your progress online with Constellation and see how your money is doing. This will allow you to get a clear view of how your investments are bringing you closer to achieving your financial goals.

Helpful advice

Even though you’ll play a major role in creating your investing plan, an advisor will be right there with you sharing their expertise and helping to make your portfolio more successful.