Corporate Insurance

Employers are realizing the benefits of making employee health and wellness a priority. When employees make healthy lifestyle changes, they are more productive and engaged. We’ll work with you to build a roadmap for health management that lays the foundation for an organization-wide culture of wellness.

Our process to help you cultivate a more engaged and healthy workforce includes: an assessment to determine your unique workplace needs, strategic guidance and program design, and rollout assistance.

Life insurance can help you protect the business you’ve worked so hard to build.

Whether your company is brand new or has been around for generations, life insurance is a useful tool for helping you reach your financial goals. Life insurance offers you a way to help protect your business, employees and family members by providing necessary resources in the event of an unexpected death.

Additionally, if you’re looking for opportunities to reduce your annual taxes payable, manage risk by diversifying your corporate assets or grow your total net worth, permanent life insurance may be a good solution for you and your business.

Life insurance can provide funds to pay debts and expenses and help keep your business going if you or a key member of the team passed away.

It can also be used to build your business’s assets and help you achieve your long-term financial objectives. That’s because company funds placed in a permanent life insurance policy can grow tax-advantaged; in comparison, corporate investments are generally taxed at a higher rate. In the end, that could mean your beneficiaries and shareholders receive more money after you pass away.

It’s insurance that can help you protect your business and allow you to recover on your own terms.

As a business owner, you understand that your business is key to supporting the lifestyle you enjoy today and your plans for the future. But these plans could be affected by a life-altering illness, such as cancer, heart attack or stroke.

Consider this: Research shows that one in 2.2 men and one in 2.4 women in Canada will develop cancer in their lifetime. How would your business respond if you or one of your top employees developed such a life-altering illness?

The good news is that, thanks to new developments in medicine, more people than ever before are surviving these critical illnesses. Nevertheless, it’s crucial that you and your business are prepared for the financial effects of a life-altering illness and that starts with critical illness insurance.

Critical illness insurance can help your business by allowing you to recover on your terms while your business continues to run.

If you experience a covered critical illness, you’ll receive a tax-free lump sum payment. You can use that money any way you choose – you could use it to supplement your income while you recover; cover debt repayment obligations or pay employee salaries; access out-of-country medical treatment; cover travel costs or take some time with your family. It’s up to you.

Protect your business and provide a meaningful benefit to your key employees with disability insurance.

As a business owner, you know there are certain key people – such as yourself or members of your management team – whose contributions would be sorely missed if they were unable to work. There’s no denying that losing you or an important team member to a disability could have a significant impact on your business’s performance and its bottom line.

Disability insurance can provide you with the resources you need to help you meet your personal and professional obligations.

Disability insurance is designed to help mitigate risk by providing your business with financial support in the event that you or other owners of the business can no longer carry out your professional duties due to an illness or injury.

Also, by offering additional personal disability insurance, you can provide a meaningful benefit to your key employees. It’s a way to set your business apart from the competition.