Retirement Plans

How can you build a better retirement plan? 

Support your employees’ financial security in retirement and they will thank you. Whether you are a sole proprietor or a large organization, a Moe Mailloux Financial Services advisor will help you determine which retirement planning solution is right for you.

We can help you design and manage a retirement program that’s tailored to your organization, including group and individual retirement plans, one-on-one counselling for employees nearing retirement and long-range retirement planning and education services for younger employees. We also have the experience to provide group and individual financial planning services, education programs and professional guidance with every retirement plan.

Group Retirement Plans

We’ll begin with an understanding of your goals and how your group retirement plan can bring you closer to them. And we’ll help you monitor your plan’s performance and work with you toward continuous improvement, whether you choose a group Registered Retirement Savings Plan (RRSP), a Group Pension Plan, or Individual Pension Plans (IPP).

Plan Design and Implementation

Your Moe Mailloux Financial Services retirement planning specialist will guide you in the design and implementation of your plan, including:

  • Needs Assessment
    • Plan Analysis
    • Investment Analysis
    • Economic and Market Commentaries
    • Regulatory Compliance Analysis
    • Plan Sponsor and Employee Advice and Guidance
  • Goal-setting
    • Define Mutual Goals
    • Scheduled Reviews
  • Plan Design and Development
    • Identify Measurements
    • Identify Products
    • Disclose Fees
    • Develop and manage employee communications

Actuarial and Consulting Services

We provide actuarial and consulting services with easy-to-understand communications, including:

  • Actuarial evaluations and reports
  • Regulatory compliance consulting
  • Employee education and individual consultation
  • Ongoing communication strategy
  • Assistance with financial policy

Plan Performance Evaluation

We provide ongoing plan evaluation and review:

  • Plan Design and Utilization Updates
  • Investment Performance Reviews
  • Funding Levels Reviews
  • Measurement Reviews
  • Regulatory Compliance Updates

Individual Plans

Help your employees make a smooth transition to retirement with the right resources and access to portable, customizable personal insurance coverage, including life and living benefits, health, dental, hospital cash benefits and more.