Individual Benefits

A plan that works for you and your employees

You’re working hard to manage rising costs, and that means making some difficult choices about what you’re able to provide your employees and retirees when it comes to benefits.

At the same time, individuals in your increasingly diverse and multi-generational workforce want access to individual benefits that meet their unique needs.

A voluntary individual benefits program can provide the solution that works for both sides. You give employees more choice and help close the gaps in their employer-sponsored coverage.

Let’s work together

You can choose to partially fund benefits or make them available on an employee-pay-all basis. Our specialists can help you understand what’s available, and how your employees can add insurance that covers:

  • Individual life
  • Accidental Death & Dismemberment
  • Hospital Cash
  • Critical illness
  • Disability
  • Travel health insurance
  • Pet health insurance
  • Pre-paid legal expenses

In addition, medical and dental options are available as a conversion option when employees retire or leave your company.



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